Microenterprise credit, employment, incomes, and output
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Microenterprise credit, employment, incomes, and output some evidence from Kenya by Henry Oloo Oketch

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Published by Kenya Rural Enterprise Programme in Nairobi, Kenya .
Written in English



  • Kenya.


  • Small business -- Kenya.,
  • New business enterprises -- Kenya.,
  • Commercial credit -- Kenya.,
  • Commercial loans -- Kenya.,
  • Informal sector (Economics) -- Kenya.

Book details:

Edition Notes

Statementby Henry Oloo Oketch, Albert Kimanthi Mutua, C. Aleke-Dondo.
SeriesK-REP research paper series ;, no. 8
ContributionsMutua, Albert Kimanthi., Aleke-Dondo, C.
LC ClassificationsHD2346.K4 O44 1991
The Physical Object
Paginationxv, 106 leaves ;
Number of Pages106
ID Numbers
Open LibraryOL1391886M
LC Control Number92981210

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microenterprise programs target only people on welfare. Furthermore, empowerment and development are complements Clients who feel empowered are more likely to start businesses that create jobs and increase incomes, and clients whose businesses create jobs and increase incomes are more likely to feel empowered.   The impact of credit on paid microenterprise employment, while positive, is small (Sebstad & Chen, ). To the extent that microenterprises do generate jobs, these effects are concentrated in the largest, most successful activities (Hulme & Mosley, ; Mosley, ). This was also the case in the Hambantota sample, as Table 9 shows. Wage Cited by: Self-employment can also offer entrepreneurs the flexibility and income opportunity that is not typically available through traditional employment. Resources. FIELD at the Aspen Institute’s mission is to identify, develop and disseminate best practices, and to educate funders, policymakers and others about microenterprise as an anti-poverty. The target group for this project consists of approximately , people, or roug households. This includes approximately , people living in rural areas and an additio in the peri-urban and urban areas of the capital city.

With limited skills and education to compete for formal sector jobs, these men and women find economic opportunities in microenterprise as business owners and employees. In Chile. for example, a Banco del Desarrollo evaluation found that 88 percent of the bank's microenterprise clients, who represent the poorest groups, improved their standard. output and employment. They employ 33% of formal sector work-ers in low-income countries and 62% of such workers in high-income coun-tries.2 Because poor countries have large informal economies, dominated by micro-businesses, the MSME portion of total employment is much higher. In India, for example, 86% of the labour force is. The results reveal that full adopters have improved their income, savings, employment, investment and credit levels as a result of adopting improved method of processing shea butter. A microenterprise, or microbusiness, is a very small business that generates income for an individual or a family. Microenterprises can be operated by as few as one or two people. Some microenterprises are so small that their owners do not realize that they have a business; however, any small-scale production or service activity that produces.

Microenterprise Programs (Severens & Kays, ) profiled programs in 46 states that assisted in the creation and growth of o businesses in alone, mostly among low-income people. Microenterprise programs provide credit to people who want to be self-employed but who cannot obtain credit through traditional channels.   However, we believe that credit must be extended in association with other types of support that help participants develop critical skills as well as productive businesses. Questions Choose the correct letter, A, B, C or D. Write your answers in boxes on your answer sheet.   As discussed in Section 2, self-employment and severe external financing constraints in the microenterprise sector are also prevalent in most emerging and developing self-employed can account for anywhere between one-third to four-fifths of the labor force in these economies. 3 Furthermore, the majority of the microenterprise sector is populated by own-account . Micro-enterprises in Bangladesh provide not only sustainable income-earning options for entrepreneurs but also wage employment opportunities for poor people. The latter segment of the rural population, mostly landless, depends largely on agricultural labour opportunities which are periodic.